Fix & Flip / New Construction

Short Term Funding designed for renovating existing properties. Funding for Purchase and Construction Costs!

DSCR Rentals

Debt Service Coverage Ratio (DSCR) designed to have rental income to mainly qualify for financing. This helps nvestors scale their rental portfolio without traditional income documentation!

Cash Out Refinances

Access the equity built in your property and receive cash at closing to deploy into any new investment opportunities.

Typical Terms

Loan Amount: $100K – $5M

Loan to Value: Up to 90% purchase / 100% Construction

Term: 6 – 18 months

Funding Timeline: 5 – 10 days

Credit: 640 Min

LTARV: Up to 80%

LTC: Up to 100%

Construction: Up to 100%

Draw Process: 24-48 Hours (Photo Submission)

Loan Amount: $100K – $5M

Loan to Value: Up to 90%

Term: 30 Year Fixed or 5/6 ARM, 7/6 ARM, 10/6 ARM

Funding Timeline: 10– 21 days

Credit: 600 Min

Payment Type: Interest Only or Principal + Interest

Pre-Payment Penalty: None - 5 Year / 5 % Fixed

Units: 1-25 Units

Typical Terms

Loan Amount: $100K – $5M

Loan to Value: Up to 80%

Term: 30 Year Fixed or 5/6 ARM, 7/6 ARM, 10/6 ARM

Funding Timeline: 10– 21 days

Credit: 600 Min

Payment Type: Interest Only or Principal + Interest

Pre-Payment Penalty: None - 5 Year / 5 % Fixed

Units: 1-4+ Units

Typical Terms

Construction loans are available for builders constructing residential, multifamily or commercial properties from the ground up or through renovations.

Funds are typically distributed in draws as construction milestones are completed.

Ideal For

• New residential construction
• Multifamily development
• Commercial Real Estate Development

Typical Loan Terms

Loan Amount: $50K – $30M+
Loan to Cost: Up to 85%
Term: 12 – 24 months
Draw Structure: Milestone-based construction draws
Draw Process: 24–48 hour turnaround on approved draw requests
Type: Vertical Construction Only (No Horizontal Development)
Status: Shovel Ready / Fully Entitled
Estimated Closing Timeline: 2 – 4 weeks

Mobilization Financing

Construction Financing

Short-term working capital to begin construction projects before progress payments or draw reimbursements are received. Ideal for contractors who have a signed construction contract but need upfront capital to start the job.

Many projects require you to cover initial costs such as labor, materials, equipment mobilization, and subcontractor deposits before the first payment is released. Mobilization funding bridges this gap so you can begin without using your own capital.

Common Uses

• Initial labor and payroll
• Material purchases and deposits
• Equipment mobilization
• Subcontractor deposits
• Early-stage construction costs

Typical Loan Terms

Loan Amount: $25K – $5M
Term: 3 – 12 months
Funding Speed: 5 – 10 business days
Repayment: Structured around project payment schedules

-Alpha Luxe Ventures is committed towards connecting clients to the best lenders-

-Rate & Term Refinance-

-Bridge Loans-

-Rental Portfolio Loans-

Secure Deals Without Using Your Own Capital

Earnest money funding provides investors with capital to secure purchase contracts on investment properties. This allows investors to place competitive offers without tying up their own liquidity.

Common Uses

• Earnest money deposits for acquisitions
• Competitive purchase offers
• Securing distressed or off-market deals

Typical Loan Terms

Loan Amount: $10K – $250K
Term: 30 – 90 days
Funding Timeline: 1 – 3 days
Fee: Request Pricing

Same-Day Capital for Double Closings

Transactional funding is designed for wholesalers and investors completing back-to-back real estate closings. This financing allows investors to purchase a property and immediately resell it within the same transaction.

Common Uses

• Double closings
• Wholesale transactions
• Assignment replacement closings

Typical Loan Terms

Loan Amount: $100K – $5M
Term: 1 – 3 days
Funding Timeline: Same Day
Fee: 4% Transaction Fee